SOCAN members: Protect the tools of your trade
Sample premiums to insure your instruments and gear for theft, fire, and breakage are as follows:
| Value of gear | Premium |
| $10,000 | $150 |
| $20,000 | $250 | $30,000 | $375 |
| $40,000 | $500 |
| $50,000 | $625 |
| $100,000 | $1,250 | $200,000 | $2,500 |
The above premiums are discounted 25% for classical musicians. The program includes $10,000 of complimentary office contents coverage.
Add general liability coverage for your studio, or while on tour, for $450 (annual) for a limit of $1,000,000 and $650 for $2,000,000. If a guest is injured while attending your gig, or in your studio, liability insurance will assign a lawyer to defend you and pay the damages for which you're responsible. Liability insurance will also pay for any property damage you inadvertently cause.
Front Row continues to offer customized tour insurance as well.
Instrument insurance costs less than you might think. See how much you can save by visiting the Front Row website.
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